With rates back above 7%, a $10,000 seller funded rate buydown saves an Arizona buyer roughly $186 a month versus about $60 for a $10,000 price cut. Here is how to run the math before you write your offer. Pillar Mortgage Group.
Closing costs when buying a house in Arizona in 2026: lender fees, title and escrow (about $1,365 lender policy and $1,624 escrow on $500,000 in Maricopa), prepaids, and seller credit limits by loan type. Pillar Mortgage Group.
Phoenix is a buyer's market in 2026, with inventory up 15-20% and a quarter of listings cutting price. Learn how to negotiate seller concessions in Arizona. Pillar Mortgage Group, NMLS #2700076.
Arizona is a buyer's market in summer 2026, with Phoenix inventory up 15-20% and sellers accepting 97.9% of list. Here's how agents help clients win. Pillar Mortgage Group, NMLS #2700076.
Arizona's median listing price is down about 3.5% to roughly $468,000, giving 2026 buyers real negotiating power in Phoenix and Scottsdale. Learn 5 proven strategies: seller-paid rate buydowns, closing cost credits, and more. Pillar Mortgage Group, NMLS #2700076
Arizona housing market mid-year 2026: median listing prices down 3.5% to about $468K, 30-year rates near 6.44%, and rising inventory shifting leverage to buyers. What agents and clients should know from Pillar Mortgage Group, NMLS #2700076.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).